Insurance & Financing
Making Quality Dentistry Affordable for Every Patient
At Pacific Dental Care, we believe exceptional dental care should be accessible—not stressful. Whether you’re using dental insurance, exploring financing options, or combining both, our team is here to help you understand your benefits and make confident decisions about your treatment. We work closely with patients to maximize coverage, minimize out-of-pocket costs, and ensure you receive the care you need in a way that fits your budget and your life.
Insurance We Accept
At Pacific Dental Care, we accept a wide range of dental insurance providers and are experienced in helping patients receive the maximum available coverage. If you do not currently have insurance, our team will work with you to explore financial options that make treatment more manageable. Our philosophy is simple: everyone deserves access to high-quality, affordable dental care—regardless of insurance plan.
Please contact our front office if you have any questions about eligibility, benefits, or coverage. We’re here to help.
Preferred Provider Insurances
We Accept Most Payment Types, including Credit Cards, Checks and Cash
Monthly Payment Plans & Financing Options
Even with insurance, dental care can feel expensive—which is why Pacific Dental Care offers flexible monthly financing through CareCredit. This option allows you to break treatment costs into manageable payments, often with low or zero-interest promotional plans depending on eligibility.
Use the payment calculator below to estimate your monthly costs, and if financing feels right for you, you can apply for CareCredit online using the link provided on this page.
Financing can help cover:
- Copays, deductibles, and other out-of-pocket costs
- Treatments not included in your insurance plan
- Cosmetic services such as veneers or whitening
Whether you’re planning routine care or a more advanced treatment, our team is here to help you find an affordable path forward.
Application is quick, and most patients receive a decision within minutes.
No Insurance? No Problem. We’re Here to Help.
Whether you have dental insurance or not, our team is committed to making your care clear, accessible, and stress-free. If you’re uninsured, we’ll walk you through the cost of recommended treatment and explore payment or financing options that fit comfortably within your budget. Many patients use a mix of custom payment plans and third-party financing for added flexibility.
Insurance and financing can feel confusing, but you don’t have to navigate it alone—our team is here to answer questions, review your options, and help you choose the pathway that works best for your needs.
